Credit designed
to grow with you

We make it simple and safe to see if you qualify. When you submit our prequalification form, we perform a soft credit inquiry, which does not impact your credit score.

If you prequalify, you'll immediately see your card terms before you submit a formal application. This gives you the full picture so you can decide if the offer is right for you.

A hard credit inquiry is only performed if you accept your prequalified offer by submitting an application and are approved for a card. That means there is no impact to your credit score if you're declined.

The starting credit limit for the Green Line Visa is typically between $300 and $2,000, but your exact limit is determined by several factors, including your income and credit history.

Once you get your card, we automatically review your account for a credit limit increase in as few as 7 months.

If you are approved, your physical card should arrive at your mailing address within 7 to 10 calendar days.

The Mission Lane Green Line Visa card is excellent for building credit because it is an unsecured card (no security deposit needed) designed to report to all three major credit bureaus.

Here's how it helps:

Credit Reporting: We report your activity (like your on-time payments) to all three major credit bureaus every month, which helps establish a solid payment history.

Credit Limit Increases: We automatically evaluate you for credit line increases over time, which can help you keep your credit utilization ratio low and boost your score.

Credit Mix: Having a revolving credit account on your profile can also positively contribute to your credit mix.

Paying bills on time, keeping your balance low, and having a long credit history, among other things, can also help your chances of improving your credit.