Mission Lane Gold Line Visa®
Unlimited cash back on miles, meals, and more
Unlimited 3% cash back on gas, travel, and dining, plus 1% on all other purchases
Starting credit line up to $3,000
No annual fee
3% cash back on gas, travel, and dining. Unlimited. Automatic.
Plus 1% cash back on all other purchases. All redeemed automatically to your account, with no cap on the rewards you can earn.
Simple and secure,
with benefits built for you
Visa® Zero Liability Policy
You're protected against unauthorized transactions if your card is ever lost or stolen. Learn more.
Automatic payment reminders
Never miss a due date again with helpful payment reminders that keep your credit on track.
Free online credit score
Stay on top of your credit with free access to your TransUnion score in the Mission Lane app.
Digital wallet
Add your card to Apple Pay®, Google Pay, Samsung Pay, and more for easy and secure payments wherever you go.
Mission Lane mobile app
Check your balance, pay your bills, and review your transactions on the go, anytime, anywhere.
No foreign transaction fees
Sit back, relax, and enjoy 0% foreign transaction fees on all purchases.
See if I'm ApprovedYour path to a higher credit line
Get reviewed for a higher credit line automatically in as few as 7 months, giving you more spending power when you need it.
See if I'm Approved
Trusted by over
3 million people
“I wish all my credit cards were this easy to manage.”
Jason F.
Bonner Springs, KS
“The customer service team goes above and beyond.”
Michele M.
Pittsburgh, PA
“Great customer service and great benefits too!”
Odis R.
Ralston, NE
See if you'll be approved with no risk to your credit score
Get an answer in as few as 60 seconds, with no impact to your credit score if you're declined.
See if I'm ApprovedGold Line Visa FAQs
How do I know if I qualify for the Mission Lane Gold Line Visa?
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We make it simple and safe to see if you qualify. When you submit our prequalification form, we perform a soft credit inquiry, which does not impact your credit score.
If you prequalify, you'll immediately see your card terms before you submit a formal application. This gives you the full picture so you can decide if the offer is right for you.
A hard credit inquiry is only performed if you accept your prequalified offer by submitting an application and are approved for a card. That means there is no impact to your credit score if you're declined.
What will my credit limit be?
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The starting credit limit for the Gold Line Visa is typically between $300 and $3,000, but your exact limit is determined by several factors, including your income and credit history.
Once you get your card, we automatically review your account for a credit limit increase in as few as 7 months.
How do I earn cash back with the Gold Line Visa?
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We've designed Gold Line rewards to be automatic and always focused on putting value back into your wallet. You will earn unlimited 3% cash back on qualifying gas, travel, and dining purchases, plus 1% cash back on all other purchases. There are no reward sign-ups or maximums to worry about. Every purchase, every day, puts cash back in your wallet.
How do I redeem cash back with the Gold Line Visa?
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Your cash back is automatically applied as a credit to your statement on a monthly basis. This statement credit reduces your outstanding balance, ensuring your rewards are put to work instantly, without you needing to do a thing.
When will I receive my Gold Line Visa card if I am approved?
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If you are approved, your physical card should arrive at your mailing address within 7 to 10 calendar days.